The Implementation of Green Banking Policies in Islamic Banks in Indonesia as an Effort to Support Sustainable Development
Keywords:
Sharia Banking, Green Banking, Sustainable Development GoalsAbstract
This study aims to provide a deeper understanding of the implementation of green banking policies in Islamic banks in Indonesia, as one of the efforts to support Sustainable Development Goals or SDGs. This issue has become more important, given the environmental harm caused by conventional business practices, including in the banking sector. The research method used in this study is a qualitative approach with a descriptive design. The researcher collected data through in-depth interviews and documentation studies to understand the phenomena related to the implementation of green banking in Islamic banks. The main focus of this study is to explore how Islamic banks implement green banking policies and to understand the perceptions, motivations, and challenges faced in this process. The results show that although Islamic banks in Indonesia have begun to adopt green banking principles in their policies and products, its implementation is still limited and faces various operational and regulatory challenges. Several factors hindering the adoption of green banking include limited understanding of the concept among Islamic bank managers and the lack of comprehensive regulatory support from the government. This study recommends that Islamic banks intensify efforts to educate both internal and external parties on the importance of green banking, as well as encourage the government to strengthen regulations that support the implementation of sustainability principles in the banking sector. It is expected that Islamic banks can play a more significant role in realizing a sustainable banking industry and supporting the achievement of SDGs in Indonesia.
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