Cash on Delivery (COD) System in Online Transactions: An Analysis from an Islamic Economic Perspective
Keywords:
Cash on Delivery, Jual Beli Online, Ekonomi IslamAbstract
This study aims to analyze the Cash on Delivery (COD) system in online transactions from the perspective of Islamic economics. The COD payment system, which allows payment to be made after the buyer receives the goods, is evaluated based on Islamic principles such as justice, transparency, and the avoidance of gharar (uncertainty). The findings of this study indicate that the COD system aligns with Islamic economic principles, as it reduces the risks of fraud and uncertainty in transactions, which are often problematic in other payment systems. This system allows buyers to inspect the goods before making payment, thus minimizing the potential for loss due to fraud or goods that do not meet expectations. However, there are several operational challenges that need to be addressed, such as the potential for disputes between sellers and buyers over the condition of the goods or delivery delays, as well as the risks faced by couriers delivering the goods. Therefore, this study recommends the need for education for all parties involved in COD transactions, as well as the development of technology to improve the effectiveness and alignment of the COD system with Islamic values. The COD system can be a solution for the development of ethical, sustainable e-commerce that adheres to the principles of Islamic economics.
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